Thinking About Buying A Home?
Grand Prairie Housing & Neighborhood Services is offering FREE HUD approved pre-purchase classes to all interested first-time homebuyers. Whether there is a desire to become a part of our immediate Grand Prairie community or just a need to obtain some guidance about the home buying process, everyone is welcome!
Location: Betty Warmack Branch Library, 760 Bardin Rd., Grand Prairie, TX, 75052
Time: 10 a.m.-4 p.m.
The next available class is in April. Click the link below to reserve your spot.
For more information on upcoming classes, contact Sean Kalkreuth, Homeownership Coordinator, at skalkreuth@gptx.org.
Foreclosure Help
If you’re behind on your mortgage, free local help is available.
Tips for avoiding Foreclosure
Behind on your mortgage? Free local assistance is a phone call away.
If you’re having trouble keeping up with your house payments, have suffered a job loss, or are experiencing rising interest rates—or if your mortgage lender is sending you letter after letter—it’s important that you contact your lender or a HUD-approved housing counseling agency immediately and ask for assistance. Other action items to consider taking include:
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Don't ignore the problem. The further behind you become, the harder it will be to reinstate your loan. Contact your lender as soon as you realize th
at you have a problem. Lenders do not want your house. They have options to help borrowers through difficult financial times.
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Prioritize your spending. After healthcare, keeping your house should be your first priority. Look for optional expenses that you can eliminate, and delay payments on "unsecured" debt until you have caught up on your mortgage.
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Know your mortgage rights. Texas foreclosure laws can address some of the questions you may have about foreclosure. Review your loan documents and become familiar with what actions your lender may take if you can't make your payments. Valuable information about foreclosure prevention options can be found online at
www.makinghomeaffordable.gov or at
www.knowyouroptions.com.
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Avoid foreclosure scams. You don't need to pay fees for foreclosure prevention help. If any firm claims they can stop your foreclosure immediately if you sign a legal document– BEWARE! Foreclosure prevention information and services can be provided by your lender or a HUD-approved housing counselor for FREE.
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Contact a HUD-approved housing counselor. Housing counselors can help you understand the law and your options, help you organize your finances and represent you in negotiations with your lender. To find a HUD-approved housing counselor near you call (800) 569-4287.
Tarrant County Housing Partnership, Inc. (TCHP) is a HUD-approved housing counseling agency located in Fort Worth that provides free for
eclosure prevention services in English and Spanish to all homeowners, regardless of income level, state of delinquency, or which company owns your loan. If you or someone you know is having difficulty, please contact TCHP today.
Free foreclosure prevention assistance:
Tarrant County Housing Partnership
www.tchp.net or info@tchp.net
817.924.5091