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Housing and Neighborhood Services - Neighborhood Services Division | 205 W. Church | P.O. Box 534045
Grand Prairie, TX  75053 | Phone 972-237-8166 | FAX 972-237-8459

Are you a federal, state, county, city or school district employee who works in Grand Prairie? The 4-Gov program purchases foreclosed homes, completes rehabilitation work and resells the homes at a 20 percent discount to eligible government employees working in Grand Prairie [details]. Not a government employee? You could be eligible for the 4-Home program.

4-Gov Houses - Availability Info:

Blackstone 4-Gov House

2671 Blackstone | Details

Who: Government employees working in Grand Prairie (including federal, state, county, city and school district employees) who meet income requirements.

What: The 4-Gov program purchases foreclosed homes, completes rehabilitation work and resells the homes at a 20 percent discount to eligible government employees working in Grand Prairie. The discount includes half of the down payment and assists with closing costs, fees and a principal reduction.

Why: The discount is made possible by federal funds (Neighborhood Stabilization Program) for creating home ownership opportunities and stabilizing neighborhoods through the buying and rehabilitating of foreclosed properties.

4-Gov Eligibility Requirements

  • The prospective buyer must be an eligible government employee working in the City of Grand Prairie.
  • The prospective buyer must meet income guidelines. Qualified applicants’ income must be at or below 120% of the median income. All household members’ income will be calculated to determine total family gross income. Applicants at or below 50% median income will be given initial priority (see chart below for details).

2013 Income Limits

Dallas County 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person

50% of median

$23,800

$27,200

$30,600

$39,500

$36,700

$39,400

$42,100

$44,850

120% of median

$57,050

$65,200

$73,350

$81,500

$88,000

$94,500

$101,050

$107,550

Tarrant County 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of median $23,050 $26,350 $29,650 $32,900 $35,550 $38,200 $40,800 $43,450
120% of median $55,250 $63,150 $71,050 $78,950 $85,300 $91,600 $97,900 $104,250

  • The prospective buyer must be an approved grant participant for the Neighborhood Stabilization Program (NSP). To complete the NSP application process, contact Darwin Wade at dwade@gptx.org or 972-237-8173.
  • All new NSP applicants must furnish proof of employment, proof of income for ALL household members (i.e. four paystubs, ID and Social Security cards and proof of assets such as six months checking, current month’s savings, stocks, CDs, retirement accounts and any other assets such as real property.)
  • All new NSP applicants must have a pre-qualification letter from a lender for the initial purchase price, $500 earnest money in certified funds payable to the designated title company and a TREC Contract for sales price.
  • The purchase prices of the NSP homes are non-negotiable. The City of Grand Prairie will not accept any offers over the purchase price.

Step-by-Step Process

  1. Submit your application to the Housing and Neighborhood Services Department at 205 W. Church St. (first come first served). If the applicant has not yet been approved as a NSP grant participant, he/she must complete the application, which includes furnishing proof of employment and proof of income for ALL household members; must have a pre-qualification letter from a lender for the initial purchase price; $500 earnest money in certified funds payable to the designated title company; and TREC Contract for the sales price.
  2. The NSP Coordinator will meet with each applicant to determine income eligibility and choice of home.
  3. A listing of qualified applicants and their choice of home will be compiled by the date and time that they arrived at the Housing and Neighborhood Services Department, 205 W. Church St. The NSP Coordinator will award purchase contracts to qualified grant applicants based on the above criteria.
  4. If buyer’s financing does not close for any reason, the home will be awarded to the next buyer on the qualified grant applicants list.

First Buyers Sign Papers on 4-Gov Homes

Staff congratulate Karen Smith.
City staff, lender and real estate agent congratulate Karen Smith as she signs papers on Oct. 29 to purchase the second 4-Gov home sold to a city employee.

Second city employee signs papers on new home
Karen Smith purchases a beautiful 1,840-square-foot home, renovated and sold by the city.

Housing staff congratulates buyer
Housing staff cheers fellow city employee Patrick Cornelius on Oct. 1 as he signs papers to purchase the first 4-Gov home sold to a city employee.

First city employee signs papers on new home
Deputy City Manager Anna Doll and mortgage closer Lila Thorn watch Patrick sign the first papers in his purchase process.

City employee gets ready to buy the home
The third city employee to take advantage of the 4-Gov program prepares to sign the papers.

City employee signs the papers on his new house
City employee buys 4-Gov home for a significant discount in February 2010.

City employee gets ready to buy the home
GPISD employee Elodia Armendariz signs papers on 4-Gov home in May 2010 with Judi Munoz, realtor, and Yvette Cantu Commerce Title, closer.
City employee gets ready to buy the home
An excited 4-Gov homeowner, Barbara Coates, GPISD employee, holds to keys to her new home, June 2010.
City employee gets ready to buy the home
City employee Lydia Trujillo completes the process to become a new homeowner through 4-Gov.
City employee gets ready to buy the home
Lydia prepares to sign the papers for her new home February 2011.    

 City employee gets ready to buy the home
City employee Esmeralda Ontiveros celebrates new homeownership with her family in february 2012.

 

Last updated: 1/29/2014 11:08:06 AM